What is an inactivity fee?
An inactivity fee is a recurring charge applied when an account has no trading or login activity for a set period, often several months.
It can continue until the balance is depleted, which surprises traders who opened an account and stepped away.
Other standing charges
Beyond inactivity, some accounts have platform fees, data fees, or custody charges. These are usually listed in the account terms rather than the headline pricing.
Sample records in our directory mark inactivity fees where provided so you can compare them directly.
When comparing brokers, read the full fee schedule, not just the spread. Standing fees can exceed trading costs for occasional users.
Frequently asked questions
How do I avoid an inactivity fee?
Check the threshold (e.g., one trade or login within 6 or 12 months) and meet it, or close the account if you no longer need it.
Are inactivity fees common?
They vary widely by provider and region. Some brokers have removed them; others still apply them. Always verify the current terms.